> ## Documentation Index > Fetch the complete documentation index at: https://docs.rntor.com/docs/llms.txt > Use this file to discover all available pages before exploring further. # Payment methods > Understand the available payment methods: credits, day passes, invoices, saved cards and bank accounts, and admin-only free and external methods When making a booking or purchase, users can use different payment methods. The payment methods available for administrators slightly differ. Administrators have exclusive access to certain methods like **Free** and **External** payments, which are designed for specific scenarios. | Payment method | Available in admin portal | Available in member portal | | ----------------------------------------------- | :-----------------------: | :------------------------: | | **Free** | ✓ | | | **External** | ✓ | | | **Credits** | ✓ | ✓ (only for members) | | **Day passes** | ✓ | ✓ (only for members) | | **Invoice** | ✓ | ✓ | | **Saved payment method** (card or bank account) | ✓ | ✓ | | **New payment method** | | ✓ | Payment method selector in RNTOR ## Free payment method * The **Free** payment method is exclusively available in admin portal to administrators [with the Bookings permission](/docs/admin/administration/administrators/permissions). * It allows administrators to make bookings for themselves or for customers for free, without any monetary or credit deduction. ## External payment method * The [External payment method](/docs/admin/billing/payments/external) is exclusively available to administrators in admin portal when making bookings for customers. * It serves to record payments received outside of RNTOR. ## Credits * The [Credits payment method](/docs/admin/billing/credits-and-day-passes/credits) is available for members for bookings, event tickets, and shop orders if: * Credits are enabled for the location. * The service has a credit price set. * The member has been allocated or purchased credits. * Administrators can also use credits when making a booking for a member who has credits. There are two types of credits: * **Personal credits** are usable by individual members. * **Company credits** are usable by company members and managers. For company members, this permission is subject to [company payment method permissions](/docs/admin/customer-management/companies/company-payment-method-permissions). ## Day passes * The [Day Passes payment method](/docs/admin/billing/credits-and-day-passes/day-passes) appears for members for hot desk bookings if: * Day passes are enabled for the location. * The specific hot desk has the **Day Passes** option enabled. * The member has a personal or company subscription with day passes. * Administrators can also use day passes when making a booking for a member who has day passes. There are two types of day passes: * **Personal day passes** are usable by individual members. * **Company day passes** are usable by company members and managers. For company members, this permission is subject to [company settings](/docs/admin/customer-management/companies/company-payment-method-permissions). ## Invoice * The **Invoice** payment method allows including payments in an invoice rather than immediate payment. * Customers can use the **Invoice** payment method for bookings, event tickets, shop orders, and credit package purchases if they have [Pay with invoice](/docs/admin/billing/payments/pay-with-invoice) enabled. * Administrators can use the [Invoice payment method](/docs/admin/billing/payments/pay-with-invoice) when making a booking for any customer. There are two types of the **Invoice** payment method: * **Personal invoice** is usable by individual customers. * **Company invoice** is usable by company members and managers. For company members, this permission is subject to [company settings](/docs/admin/customer-management/companies/company-payment-method-permissions). ## New payment method * The **New payment method** option is available to all users in the member web portal and mobile app if: * A [payment gateway](/docs/admin/billing/payments/payment-gateway) is connected. * The resource or service has the **Money** switch enabled with a monetary price set. * It allows users to enter new payment details for immediate transactions. ## Saved payment method ### Saved credit card * The saved credit card appears for users for all types of payments if: * They have made at least one previous payment or [manually added](/docs/admin/billing/payments/payment-gateway#add-a-payment-method) their card details. * Your connected payment gateway [supports saving payment methods](/docs/admin/billing/payments/payment-gateway#manage-payment-methods). * Administrators can also use customers’ saved cards for making a booking on behalf of a customer, charging the customer’s invoices, or [creating one-off payments](/docs/admin/billing/payments/create-one-off-payments) in RNTOR. ### Saved bank account * A saved bank account appears specifically for invoice payments if: * You have a payment gateway connected that supports saved bank accounts. * The customer has made at least one previous payment or [manually added](/docs/admin/billing/payments/payment-gateway#add-a-payment-method) their bank account details. * Administrators can also use customers’ saved bank accounts for charging the customer’s invoices. ## FAQs When booking on behalf of a member, administrators can use the following payment methods: * [External](/docs/admin/billing/payments/external) * Member’s personal or company credits * Member’s personal or company day passes * Member’s personal or company invoice * Member’s saved payment methods When booking on behalf of a nonmember, the following payment methods are available for administrators: * [External](/docs/admin/billing/payments/external) * [Personal invoice](/docs/admin/billing/payments/pay-with-invoice) * Nonmember’s saved payment methods 1. [Add them as an administrator](/docs/admin/administration/administrators/administrators) with the [Bookings permission](/docs/admin/administration/administrators/permissions). 2. When administrators book a room, desk, or other resource, they have a **Free** payment method.